🎓 Built for Students

Banking that gets student life.

No minimum balance. Earn interest, split bills instantly, and get rewards. Built for your college years and beyond.

500K+
Students
4.9★
App Rating
9%
Max APY
UNO App

Everything you need, nothing you don't

Built by students, for students. Smart money tools for balancing classes and finances.

Save in Dollars

Keep your money safe in USDC. No account minimums, no surprises.

Earn Up to 9% APY

Your money grows while you study. Higher rates than any traditional bank.

Refer Friends, Earn More

Invite your friends and boost your APY. The more you refer, the higher your rate.

Split Bills Instantly

Rent, dinner, road trips. Split any expense with friends in seconds.

Get Rewards

Earn points on every purchase. Redeem for cash, gift cards, or donate.

Student Perks

Exclusive discounts and rewards at places students actually go.

Total earned by UNO users

$ 0 +

and counting

500K+ Active Users
9% Max APY
$0 Hidden Fees

Loved by students everywhere

I'm earning 9% APY while my friends' money sits doing nothing. UNO is how I'm building wealth in college.

SM
Sarah M.
UCLA, Junior

Sent money to my family back home in seconds. The rates are unbeatable and it's so easy.

MJ
Marcus J.
UT Austin, Senior

Started investing my savings and already seeing real returns. Wish I found UNO freshman year.

PK
Priya K.
NYU, Sophomore
UNO

Ready to bank smarter?

Join 500,000+ students who ditched traditional banks. Takes 2 minutes to sign up.